Which of the following is NOT one of the three approaches to stratification and location analysis in mass appraisal?

The correct choice is D, as statistical analysis is not one of the three main approaches to stratification and location analysis in mass appraisal. The three approaches typically recognized in this context are geographical stratification, cluster analysis, and global models.

Geographical stratification involves dividing the appraisal area into segments based on geographic characteristics which helps in comparing properties within similar contexts. This allows for tailored assessment approaches that account for local market conditions.

Cluster analysis is a technique used to identify groups of similar properties based on certain characteristics. This method highlights patterns among properties within a defined area, making it easier to identify value trends and assess properties effectively.

A global model, on the other hand, applies a uniform approach across a broader area, which can be useful for establishing baseline values based on overall market conditions.

In contrast, while statistical analysis may be employed as a tool to support these methods, it does not represent a distinct approach on its own regarding stratification and location analysis in mass appraisal.